Prepaid Cards FAQ

The Wema Bank Utility Prepaid card is a pre-loadable card with an independent electronic wallet account. It can be loaded or reloaded via any electronic banking platform in Nigeria. The Wema Bank Prepaid Card is safe and secure so you can worry less about your card being hacked while shopping anywhere in Nigeria or through any channel.

• Not linked to your existing bank account
• It is an electronic payment card like a debit/credit, it can be used on all channels for local POS, WEB & ATM transactions.
• It is valid for 3 years
• It is Chip & PIN enabled
• It allows real-time transaction notifications (ALERT)

• Eliminate risk of fraud on salary/inflow account
• Assist in fund/expense management
• In-app fund transfer: fund on your prepaid card could be shared with family and friends through fund transfer to Wema Bank account or any other bank account
• Bills payment
• Alternative to cash
• Mitigate loss of funds on vulnerable channels, especially the web.
• Ease of access to funds 24/7 anywhere in Nigeria

• You can block the card in-app or escalate to the bank to block.
• You can request for new card and continue usage of your fund.
• You can have access to your fun via the app.

• Visit any Wema Bank Branch to get one Instantly or request through the self-service request portal.

• You can fund through the prepaid card reference account number from electronic banking platform of Wema Bank or any e-banking platform of any bank.

• The Wema Bank Prepaid card is activated using the in-branch POS.

• The Prepaid Card is your reliable payment tool for all forms of transactions with local currency.

• Gift card
• Salary card
• Expense card
• Co-branded

• View card activity
• Check card balance
• Fund transfer
• Bills payment
• Transaction receipt generation