Diaspora Banking

Our premium bouquet of products and services will ensure you never get disconnected from carrying out financial transactions back home in Nigeria while you are abroad. The need for you to enjoy convenient, safe, and efficient banking services is at the centre of our proposition to you.  

So, whether you are home or abroad, we are with you! 

ALAT Diaspora Savings Account (Naira)

A naira denominated account that helps individuals save towards future financial security and earn returns on their funds. To open a diaspora savings account, simply download the ALAT  by  Wema  APP and sign up. 

Domiciliary Account (USD, GBP, EURO)

This is a savings domiciliary account that can easily be opened via ALAT at a click. Receive foreign currency inflows and transfers with your domiciliary account. 

Investments and Loans


You can conveniently take up investments in Naira or USD from your naira savings account or your domiciliary savings account right from the comfort of your home or office abroad. Simply log in to your ALAT app and select from available options: 


-ALAT Naira Goals. With a Naira goal, you earn as high as 8.75% p.a. on your funds. Save daily, weekly, or monthly. 

-ALAT Dollar Goals. Save in dollars and earn a higher interest rate of up to 4.50% p.a. 

-ALAT Investments. Save higher amounts for longer periods to earn higher returns of up to 11% p.a. Minimum investment is N20,000,000.00. 




We’ve got you covered with flexible loan options to meet those urgent needs whenever they arise: 

-Goal-based loan. Borrow against your investment on ALAT and repay conveniently over a period while you keep up with your savings goal. 

-Mortgage. Because we know you deserve comfortable and convenient accommodation when you come home to Nigeria, our Mortgage facility is designed to make the process of acquiring a home in Nigeria safe and smooth. 


For enquiries or support, please send an email to diasporabanking@wemabank.com and a member of our team will reach out to you. 

BVN and NIN Registration Service

Are you in need of BVN and NIN enrollment in diaspora? Please see the list below to select a location closest to you and book an appointment: 


  •  ID Verify
  • Jetfly Limited, 303 High Road Leytonstone, E11 4HH London, info@jetfly.co.uk
  • Synergy Tax Aid Financial Services LLC 6492 Landover Rd b1 Cheverly Maryland 20785, USA. WhatsApp: +1 (202) 718-9279
  • RolandWest Contracting, 234 11th Avenue East, Regina, Sk, Canada WhatsApp: +1(639) 560 0383
  • Online Integrated Solution 

CLICK HERE to view the full list.