Take your business to the next level with these digital payment and collection solutions
This is an account-based, online real-time product that facilitates the payment of bills from an account. It ensures instant credit of payments and receipt of collections on behalf of Billers/Merchant recruited on the platform. Via the NIBSS e-Billspay platform, a payer initiates payments from self-service channels of his/her respective bank. This could be the internet banking platform of a bank or via any participating bank branch. The eBillsPay platform currently accepts payments through the following electronic channels provided by banks.
- Internet Banking
- Bank Branch
Features:
On-Line Real-Time transaction reporting
Payments can be made to any Biller as long as the Biller is signed onto the NIBSS eBillPay service and with the assurance that the Biller would receive value in real time mode.
Inter-Bank in nature
This service leverages the NIBSS Instant Payment (NIP) platform that all banks have connected to. As a result of this, there is seamless and straight-through processing from the initiation point to the beneficiary.
Based on Bank Account Numbers (Non – Card)
Unlike other payment services that require the use of cards, NIBSS eBillsPay is based on Account numbers of bank customers.
Authentication is done by Sending Bank
Biller Notification
The service provides a means of notifying Billers of payments made by customers via SMS or online real-time using the NIBSS Payment Gateway.
Benefits:
- Seamless payments from any bank in Nigeria real time via the bank’s branch or Internet banking platform.
- Instant value
- Authentication
- Biller notification via a login portal; SMS & E-mail or a direct integration to the biller’s system
- No limit on the transaction value.
- Captures unique identifier(s) for reconciliation of invoice related transactions
Onboarding Process
A Biller (“The Customer”) will need to provide the following;
- A duly executed NIBSS e-Bills Pay Application form
- The NIBSS e-BillsPay Agreement
- A letter specifying any customization requirement. (Optional).
- An interface to validate where all forms of validation can be sent to. This includes all the fields to be returned upon successful validation (Optional).
- Provide all fields to be returned for notification of successful payments and XML structures for web service methods, description of special terms and codes, web service field description, error codes and other technical details to be included as necessary (Optional).
AutoPAY is a secure, web-based payment solution that allows individuals, corporate and government organisations to make payments from their bank account to beneficiaries in any of the banks in Nigeria. Autopay can also send SMSs to keep you up to date on the latest payments in real time.
It is highly flexible, beneficiaries get paid quickly, email notifications upon completion, and payment tracking.
Onboarding process:
A Merchant (“The Customer”) will need to provide the following;
- A duly executed AutoPay Application form
- A letter specifying any customization requirement. (Optional).
- An interface to validate where all forms of validation can be sent to. This includes all the fields to be returned upon successful validation (Optional).
Benefits of Autopay
- Make easy once-off or recurring credit payments to any bank
- Make payments from the comfort of your office
- Identify which third party has paid and who verified the payment
- Monitor account balances across various banks in real time
- Receive SMS updates on all payments
- Transfer funds across registered accounts
- Immediate value for money as their accounts are settled on the same day
- Instant notification via email and/or SMS
Which payments are made easier with Autopay?
- Supplier/Vendor/Contractor third-party payments
- Salary payments
- Subscriptions (Telecom, Cable TV)
- Pension contributions
- Insurance premiums
- Travel expense per day/fuel allowance
- Lease payments
Payarena is a value added services platform that offers customers access to services which include purchase of Airtime (Virtual Top Up, Prepaid PINs etc) for all Telcos in Nigeria, payment of bills to major utility service providers, collection services platform to public and corporate organization, churches etc and Money Transfer service.
The platform accepts multiple payment options including Cards (PayAttitude, American Express, Visa, MasterCard, UnionPay , etc) and it is accessible on multiple channels i.e. Web (www.payarena.com), 40,000 Point Of Sale (POS) terminals and ATMs all over the country.
Features:
- The platform accepts multiple payment options including Cards (PayAttitude, American Express, Visa, MasterCard, UnionPay
- It is accessible on multiple channels i.e. Web (www.payarena.com), 40,000 Point Of Sale (POS) terminals and ATMs all over the country.
- It can be used for Airtime vending, Bills payment and many more
How it works:
- Your business will be registered as a Merchant on Pay Arena.
- All bank branches all over Nigeria will serve as your collection outlets.
- Your clients (payers) can make payments at any of our branches in cash, cheque or bank draft.
- The platform will capture details as specified by you and reflect these details in the report presented. e.g. Customer Name, Customer Unique Number etc. in the case of a business enterprises.
- Payment reports in Excel format can be delivered to specified signatory e-mail addresses.
- The Excel format reports can be sent via e-mail instantly, daily or monthly.
- Customers can be identified with a unique identifier code
Benefits:
- Customisable to meet organisation’s specific payment needs
- Robust reporting resources
- Highly competitive transaction fee
- Customised collection to meet organization’s specific needs
- Flexible fee structure
- Our charges are based on the scope of the project i.e., it is addressed on a case-by-case basis.
- Supports for different Technologies & Schemes
Paydirect is a secure web-based solution that enables corporate and government organizations to receive payments from distributors, agents and customers from all 24 banks in Nigeria. Payments can be made from bank branches, ATMs, Point of Sale, online, mobile phones and at kiosks.
Features:
- Payments can be made through multiple channels
- Receive payments from all 22 banks in Nigeria
- View payments immediately, then supply goods or services accordingly
- Generate and download detailed reports
- Filter reports by multiple criteria e.g. date, amount, bank, zone, payment ID, customer etc.
- Get real-time updates
Benefits:
- Seamless payments from any bank in Nigeria via the bank’s branch or Internet banking platform.
- T+1 settlement
- Authentication
- Biller notification via a login portal; SMS & E-mail or a direct integration to the biller’s system
- No limit on the transaction value.
- Captures unique number for reconciliation of invoice related transactions
Target Audience:
All Corporate Organizations and Government agency
eCashier is our collections Platform --- It is a multi-account and multi-bank collection platform designed to enable banks through their branches, collect funds on-behalf of public and private sector clients, religious organizations etc. from Payers/Donors/Subscribers/Customers for payment for various services such as PAYE, taxes, fines, licences, bills or donations etc.Features:
Features:
- Payments can be made through multiple channels
- Receive payments from all 22 banks in Nigeria
- View payments immediately, then supply goods or services accordingly
- Generate and download detailed reports
- Filter reports by multiple criteria e.g. date, amount, bank, zone, payment ID, customer etc.
- Get real-time updates
Benefits:
- Seamless payments from any bank in Nigeria via the bank’s branch or Internet banking platform.
- T+1 settlement
- Authentication
- Biller notification via a login portal; SMS & E-mail or a direct integration to the biller’s system
- No limit on the transaction value.
- Captures unique number for reconciliation of invoice related transactions
Target Audience:
All Corporate Organizations and Government agency
It is a web base/system driven solution that facilitates both business operations as well as enhance patient -consultant relationship. It is designed to reorganize the medical center daily activities. It is integrated to an e-payment engine to facilitate payment ( PoS (Online/Offline), Mobile, USSD and Web Payment.
Features:
- Doctors/consultations
- Patient information/occupancy
- Staff activities and report
- Supply control
- Billing/payment
- Insurance (NHIS)
- Laboratory/Radiology
- Telemedicine
Benefits:
- It is designed to help patient and their families become more involved in the healthcare process
- It facilitates patient activities within and around the hospital such as appointment, medication and medical advice
- It contains clinical and non-clinical information
- In an event a patient choose to change healthcare provider, the EMR will provide comprehensive medical history and current health status.
Target Audience:
Private Hospitals, State General Hospital, State and Federal Teaching Hospitals
It is a web base/system driven solution that facilitates both religious, payment and collection operations for the church. It is designed to administer the church activities from membership to counselling and daily activities. It is integrated to an e-payment engine to facilitate payment ( PoS (Online/Offline), Mobile, USSD and Web Payment.
Benefits
- A consolidated engagement and messaging modules with in-built email, SMS, push notifications services, and a personalized dedicated content feed/activity timeline for church members/community.
- Service report manager and analytics – an intuitive report collector and analytical dashboard to give visual interpretation of various trends; membership, giving, etc
- Membership management - this module helps in managing your membership database, segmenting and updating their status as they proceed in their relationship with the church.
- Ability to remotely collect (realtime) report of activities from churches with multiple centres or hierarchical structures of the church.
- Payment of offerings, tithes and special donations directly (local and international) through the platform
- Allow for easy distribution and commercialization of religious.
Target Audience
- Pastors/Church & Ministry Owners
- Church Administrators
- Church Members
- The Religious populace